Will your money last? A simple first look.

Five numbers, one honest estimate. Everything runs in your browser — nothing you type here is stored or sent anywhere.

Your numbers

SGD
SGD
SGD

Assumes inflation of 2.5% a year on both spending and saving, and a single steady return. Markets do not move in straight lines — that is exactly what the full projection accounts for.

Your result

On these numbers, your money lasts past age 100.

This is a single, simplified projection. This is a projection, not financial advice.

What this simple version leaves out

  • 1,000 market scenarios (Monte Carlo), not one straight line
  • CPF LIFE payouts and SRS drawdowns, done correctly
  • Drawdown strategies — which accounts to spend first
  • The part-time income lever, and what it changes

All of that is in the Retirement Readiness Report and Premium.

Free retirement calculator — Metamorphy